I spent years looking to solve ALL my problems with money.
I thought things like:
“When I make enough money I’ll stop having debt.”
“When I make enough money I’ll afford to go on trips.”
“When I make enough money I’ll be able to buy a home.”
“When I make enough money I’ll be happy.”
So I sacrificed the immediate joys of life for the pursuit of MONEY in the moment.
I became obsessed, thinking my obsession would get me results but all it got me was a lot less time to enjoy life and a lot more time feeling like I was failing!
What was failing was my money-skills and they were mostly non-existent.
I got into my first major debt a few years after my son was born. I was working to start a new business and I quickly piled up $10,000 in business expenses.
A few years after that I got into debt again, $30k, all in search of business success. And again. And again.
Honestly I’ve lost count of the amount of times I’ve racked up debt, gotten bailed out (by my parents, a consolidation loan or a windfall).
The last and final time was in the summer of 2018. That was the final consolidation loan I’d taken. It’s now been one and a half years of living on what I make and that’s awesome BUT, I have more work to do.
Here’s the money journey I’m on… I write this as I suspect I’m not the only one and maybe we can share what’s worked and what hasn’t – please share in the comments below:
Step 1 – Realize that my money situation is ALL on me
This was a hard one to accept. As a single mom who quit a factory job in 2007 I thought my money issues were because I had a crappy job. They weren’t. They were always my responsibility.
Step 2 – Stop searching for answers and “formulas” from others
When I decided I needed to fix my issues rather than looking to just plug into to other people’s formula’s I really started to become aware of my deep-seeded money mindset problems and I STARTED to work on them.
Step 3 – Stop living beyond what I can afford
Of course you’ve heard this before! One and a half years ago, after my last consolidation, I FINALLY decided that if I didn’t have the money to pay for it, I didn’t buy it. Now that’s been great but it still can keep you in “paycheck to paycheck” mode even if you’re running a business.
Step 4 – Start looking for assets
I’m at this step right now. I’m keenly aware that I’m not living above my income but I’m also not living BELOW it, either. I have decided my next step is to look for assets and ways to leverage my time and money.
Step 5 – Seek help
It’s hard asking for money help! A course hit my inbox sometime late last year called Money, Manifesting & Multiple Streams of Income by Leonie Dawson and as soon as I saw it I signed up. It was the help I was looking for and helped me save over $19,000 in overspending I was doing! More on that in a moment.
I don’t have ALL the steps.
I don’t know ALL the money things.
What I do know, from taking to other moms and business owners, is that I’m not the only one who struggles with money.
I try, whenever possible, to start conversations about money because I’m always curious how people manage their money and how they’re doing in general.
Many times I find others are struggling, too, to manage their money and get ahead.
There’s no shame here!
By the way – hello and welcome to Peace, Love & Laptops! I thought a post about money would e a perfect way to start this blog out because it is going to be about money, making money from home (or the coffee shop), parenting and business, friendships and so much more.
I’m SOOOO excited to share with you, to have heart to hearts about what’s on our minds and come up with ideas, tips, resolutions and guides to navigate this world where anything is possible and even probable when it comes to earning an income YOUR way.
So, let’s get back to this amazing program I mentioned:
Leonie Dawson’s Money, Manifesting & Multiple Streams of Income is a program I HIGHLY recommend. It costs $79 if you buy within the next couple of days.
One of the FIRST activities we do in this program is to go through all the expenses we have currently and then decide what to get rid of. There is a brilliant included set of spreadsheets, one for life and one for business, that I filled in and ended up seeing how much I would save just by cutting any expenses I could.
It became addicting! I was watching the savings go up and up and up!
On top of really earning back WAYYYY more than what I paid for this program in the first activity I think went on to learn about multiple streams of income from Leonie, who is just someone I ADORE.
I didn’t complete all the activities the first time and now that Leonie is running the program again and I get free access -woohoo!
One of the activities I REALLY intend to do this time is to set a money goal and use one of Leonie’s templates to track that goal.
Also – the community of people doing this course WITH YOU is powerful. You’ll see my testimonial I posted in Leonie’s Facebook group here:
So I’ll be in this course, again.
The main focus of the training is:
- Making Money
- Managing Money
- Money Mindset
- Multiple Streams of Income
If you’re looking to get your money shit resolved them it’s smart to learn from someone who’s been there.
It’s only $79 but you have to grab it within the next couple of days!
If you buy this course I’ll also give you my Money Master Challenge, a challenge I wrote almost immediately after consolidation of my debts in 2018. I put together a challenge of all the actions I had been taking to get my money in order and capping off with the consolidation. See that here (it’s priced at $39 but get it free if you buy the Money Master Challenge – just email firstname.lastname@example.org when you grab Leonie’s program).